About Us

MSB Solutions was created to provide independent third-party compliance oversight and consulting services to money services businesses throughout the state of Florida. Although MSB Solutions is a relatively new corporation, there are years of related experience behind it. A brief synopsis of the members' experience follows.

Philip D. Laufman, AMLCA

Mr. Laufman has extensive banking and MSB experience. He is an Anti-Money Laundering Certified Associate (AMLCA) through the Florida International Bankers Association (FIBA), and maintains membership with the Association of Certified Anti-Money Laundering Specialists (ACAMS) and the Institute of Internal Auditors (IIA). He was a founding member of Financial Exchange Network, Inc., a licensed check casher and payday advance provider with 6 locations in Broward and Dade counties, before leaving to dedicate himself full time to MSBs. His banking experience includes serving as Regional Vice President of South Florida Operations and East Coast Compliance Officer for Peninsula Bank for 4 years, where he was involved with consumer and commercial lending, daily deposit operations, staff training in regulatory, compliance, and security policies and procedures, and internal branch audits. Prior to Peninsula Bank, he spent 7 years in branch banking with Barclay's Bank of New York and Citibank before relocating to Florida.

Luis M. Valle-Lisboa, AMLCA

Mr. Valle-Lisboa is an Anti-Money Laundering Certified Associate (AMLCA) through the Florida International Bankers Association (FIBA), and a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and the Institute of Internal Auditors (IIA). He has been in the money services business field since 1999, and owns and operates American Quick-Cash Centers, a licensed check casher and payday advance provider in North Lauderdale, Florida. Over the years he has assisted and trained numerous people in the MSB arena so they could open their own businesses, and has led compliance training sessions for MSBs that have been accepted by Western Union and MoneyGram. Prior to his MSB experience, he was with Great Western Bank and Glendale Federal Savings and Loan for over 5 years, working in branch banking operations, branch reconciliation, and the processing of subpoenas.